I am beginning to consider purchasing my first home. I am not familiar with the whole process and would like some advice. (just to get started)
My monthly net income is around 00. I currently have utilities, 0 car payment. Do you think I can afford a mortgage? If so, approx. how much?
Any other advice would be helpful and appreciated.
Home Buying Advice/Suggestions?
April 16, 2010 By 4 Comments
Need advice: Home buying for low income w/ bad credit?
April 1, 2010 By 8 Comments
Does anyone have any advice for buying a home if you have low income and bad credit? I live with my fiance and am disabled, but not on disability yet. We both have miserable credit, but his grandmother has immaculate credit and will co-sign. We just want a nice house in the suburbs of Huntsville, AL, where we live… we are tired of throwing rent money away for nothing!
He currently makes under k a year, which I know is not much at all.
Does anyone have any advice for us? We aren’t in any hurry, of course, we are looking to buy within the next two years, tho… preferably the sooner the better, but we know better than to hope for that.
Thanks!
I really can’t deal with the HUD here in Huntsville, AL, due to the fact that they only allow their housing program out the people who have lived in public housing for one year and must have children and the waiting list for any kind of housing loan help thru them is over 2 years long now. That’s why I’m looking for extra options.
k may not seem like alot to those who live up north, but this is Alabama, and it doesn’t cost too much to live where we do… we live comfortably in a nice apt in a nice neighborhood… we’re just ready to move on to something better… we’re 27 and 29, respectively, and ready to start a family. 
(we have no children right now)
Oh yeah, and when I said suburb, I actually meant just some nice neighborhood house within the city… I forget that the term suburb may have a different meaning in different places.
Houses generally go for k – 0k in the neighborhoods we’ve been looking at.
Home buying advice here please?
March 25, 2010 By 2 Comments
Does credit score change the price of home or just the interest on it?
Also, if one’s credit improve over time, does that reduce the payment or interest after signing to buy/finance a home
THANK YOU.
Home Buying advice? Suggestions please! = )?
March 19, 2010 By 5 Comments
Hi. If you are a homebuyer/owner or a realtor, etc., what bits of advice would you give a 1st time hoping-to-be-soon homebuyer?
All answers are appreciated. I really hope to buy a home in the next 12 months and I’d like to do so with a minimum or costly errors. Thanks!!
First time home buying advice in south florida?
March 13, 2010 By 4 Comments
Im 20 years old, two months ago got a job making 00 a month after taxes and i have 00 saved up. my monthly bills now are 0. what can i afford, and should i get a condo, townhome or home. and what size. a 1 1 and live by myself or a 2bedroom and find a roomate. thanx for any answers
I am in need of some home buying advice?
March 5, 2010 By 3 Comments
My fiancee and I want a nice home but we want a low house payment too. :-> Is it possible to get a 40 year loan? We have very good credit. The home we want has an asking price of 154,000 but we have been watching the market and have seen thats its on the market for about 9 months now. Do you think they would take 140,000?
We have really good credit.
